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Moving House Glossary



Common words or phrases you will come across when moving house ..



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  • Higher lending charge - Required by some lenders if your loan is for more than a required percentage of the value of the house. Although the borrower pays the premium, the policy protects the lender not the borrower.
  • Home Buyers Report - The home buyer's report comments on the structural condition of most parts of the property that are readily accessible, but does not involve in-depth investigation or the testing of water, drainage or heating systems
  • Housing Association - A non-profit making body which lets you buy a percentage of the property and pay rent on the rest.